Terms and Conditions
1. Introduction
Welcome to Smartfin ("we", "us", "our"). By accessing and using our website and services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please refrain from using our services.
2. Changes to the Terms and Conditions
We may update these Terms and Conditions periodically. It is your responsibility to review these terms regularly. Your continued use of our services constitutes your acceptance of the updated terms.
3. Privacy
Your use of our platform is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our services, you consent to the practices described in our Privacy Policy.
4. User Responsibilities
You agree to use our services only for lawful purposes and in compliance with all applicable laws and regulations. You must not misuse our platform, infringe on the rights of others, or distribute harmful or malicious content.
You agree to indemnify and hold us harmless from any claims, damages, losses, liabilities, and expenses (including attorney's fees) arising from your use of our services, violation of these Terms and Conditions, or infringement of any third-party rights.
5. Dispute Resolution
Any disputes arising out of or relating to these Terms and Conditions will be resolved through binding arbitration in accordance with the laws. You agree to waive your right to a trial by jury or to participate in a class action.
6. User-Generated Content
Users may submit content, such as uploads, on our platform. By submitting content, you represent and warrant that you have all necessary rights to do so and grant us a non-exclusive, worldwide, royalty-free, perpetual license to use, reproduce, distribute, modify, and display your content. We reserve the right to remove content at our discretion if it violates these Terms and Conditions.
7. Intellectual Property
All content and materials provided on our platform, including text, graphics, and logos, are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or use our content without prior written consent.
8. Third-Party Links and Services
Our platform may contain links to third-party websites or services. These links are provided for convenience, and we do not endorse or take responsibility for the content, policies, or practices of any third-party sites. Your use of third-party services is at your own risk.
Our platform may integrate with third-party services or APIs to enhance functionality. We are not responsible for interruptions, changes, or termination of these third-party services and disclaim liability for any related issues.
9. Limitation of Liability
To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including loss of data or profits. While we strive to ensure our services are accessible at all times, we do not guarantee uninterrupted or error-free access and are not liable for any disruptions. Scheduled maintenance, technical issues, or unforeseen circumstances may result in service unavailability. We disclaim liability for any losses incurred due to service interruptions.
10. Marketing and Communication
By using our services, you agree to receive service-related announcements, updates, and promotional communications from us. You may opt-out of promotional communications at any time by following the unsubscribe instructions included in these communications.
11. Subscription
Billing and Payment
Subscriptions are billed in advance on a recurring and periodic basis ("Billing Cycle"). Billing cycles are determined based on the subscription plan you select, either monthly or annually. A valid payment method, such as a credit card or other supported payment methods, is required to process subscription payments. You must provide accurate and up-to-date billing information, including full name, address, contact details, and payment method information. By submitting payment information, you authorize us to charge the subscription fees to your provided payment method for each Billing Cycle.
Subscriptions are billed in advance on a recurring and periodic basis ("Billing Cycle"). Billing cycles are determined based on the subscription plan you select, either monthly or annually. A valid payment method, such as a credit card or other supported payment methods, is required to process subscription payments. You must provide accurate and up-to-date billing information, including full name, address, contact details, and payment method information. By submitting payment information, you authorize us to charge the subscription fees to your provided payment method for each Billing Cycle.
Automatic Renewal
At the end of each Billing Cycle, your subscription will automatically renew under the same terms unless you cancel it. To cancel the subscription renewal, you may visit your account management page or contact our support team. If you cancel before the current paid period ends, your subscription will remain active until the end of that period.
At the end of each Billing Cycle, your subscription will automatically renew under the same terms unless you cancel it. To cancel the subscription renewal, you may visit your account management page or contact our support team. If you cancel before the current paid period ends, your subscription will remain active until the end of that period.
Failure of Automatic Billing
If automatic billing fails, we will issue an invoice indicating the need for manual payment. You must proceed with payment by the specified due date to avoid service interruption.
If automatic billing fails, we will issue an invoice indicating the need for manual payment. You must proceed with payment by the specified due date to avoid service interruption.
Refund Policy
You may cancel your subscription in accordance with the termination process, and the cancellation will take effect at the end of your current Billing Cycle. No refunds or credits will be provided for unused days within an ongoing Billing Cycle.
You may cancel your subscription in accordance with the termination process, and the cancellation will take effect at the end of your current Billing Cycle. No refunds or credits will be provided for unused days within an ongoing Billing Cycle.
Subscription Changes
We reserve the right to change subscription fees with thirty (30) days' notice. If you do not accept the changes, you may terminate your subscription before the new fees take effect.
We reserve the right to change subscription fees with thirty (30) days' notice. If you do not accept the changes, you may terminate your subscription before the new fees take effect.
Trial Period
Subscriptions may include a Trial Period. If you cancel during the Trial Period, you will not be charged. Continued use beyond the Trial Period signifies acceptance of the subscription and associated fees.
Subscriptions may include a Trial Period. If you cancel during the Trial Period, you will not be charged. Continued use beyond the Trial Period signifies acceptance of the subscription and associated fees.
12. Feedback and Suggestions
Any feedback, suggestions, or ideas you provide regarding our services are entirely voluntary, and we are free to use them without any obligation or compensation to you.
13. Termination of Service
We may suspend or terminate your access to our services at any time, with or without notice, if you violate these Terms and Conditions or for other reasons, including but not limited to prolonged inactivity or technical issues.
14. Beta Features
We may provide access to beta features or experimental functionalities. These features are provided "as-is" and may contain errors or bugs. We do not guarantee the performance or availability of beta features and disclaim all liability for issues arising from their use.
15. Disclaimer of Warranties
Our services are provided on an "as is" and "as available" basis. We do not guarantee that our services will be uninterrupted, error-free, or secure. Your use of our services is at your own risk.
16. Non-Professional Use
Our services are intended for personal and non-commercial use. You must not use our platform for professional, business, or commercial purposes without prior authorization.
17. AI-Driven Services
Our platform incorporates AI-driven features for enhanced functionality. While we strive for accuracy, AI-generated results may not always be reliable. Users are responsible for independently verifying information generated by AI features.
18. Force Majeure
We shall not be held liable for any failure or delay in performance caused by circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, government actions, internet failures, or labor disputes.
19. Modifications to Services
We reserve the right to modify or discontinue any part of our services at any time without notice. We are not liable for any impact these changes may have on your use of our services.
20. Governing Law
These Terms and Conditions are governed by the laws of the jurisdiction where our company is registered. Any disputes arising from these terms will be resolved in accordance with these laws.
21. Reference to Disclaimer
The use of our services is also subject to our Disclaimer, which provides important information about the limitations of liability and the nature of our content. We strongly recommend that you review our Disclaimer to understand the terms under which you engage with our platform. You can access the Disclaimer here.
22. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us at contact@thesmartfin.com.
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